Mortgage Services

    • First Time Home Buyer or Building
    • Contact me first. I will help you every step of the way and I’ll educate you on what to expect at each of these steps.
    • I’ll explain how you qualify for the lender’s products and I’ll shop for the right product from our selection of competitive lenders.
    • I’ll inform you on the best options for your mortgage and let you decide what best fits your situation.
    • Building a home has two specific unique guidelines set out by the lenders. I’ll navigate you through your purchase if you’re purchasing from a builder or acting as your own builder.
    • Pre-Approval
    • It will make your house hunting easier knowing the amount you are approved for.
    • You will gain more purchasing power for your search when it comes down to putting in an offer.
    • A Pre-Approval will speed up the home buying process once you decide on your home.
    • Your mortgage rate won’t go up between pre-approval and your purchase date and is held for up to 120 days.
    • If the rate falls during this time, so does yours! Saving you money!
    • Debt Consolidation
    • Everyone’s financial situation is different.
    • If you’re feeling weighed down by the monthly payments of your outstanding debts, the equity in your home may be a solution.
    • Assuming there is enough equity in your property, a refinance with your consolidated debts and mortgage can get you out from that monthly burden, freeing up cash.
    • Refinance or Home Renovation
    • Improving your existing house can be expensive. How do you finance it? I can help.
    • I will advise you on the best options available to your situation.
    • We may increase your existing mortgage or find you a Secured Line of Credit.
    • If you’ve found the perfect house for you, minus the 1970’s themed basement, there is a solution.
    • I’ll find you the right Purchase plus Improvements mortgage that will allow you to move in and feel at home as quickly as possible.
    • Vacation Property
    • There are specific mortgage products available for Vacation Properties. Owning one may be easier and more accessible than you think. Contact me to go over your options.
    • Investment Property
    • Investing in a Rental Property can increase your cash flows and increase your net worth.
    • I want to make sure your investment is protected with the right mortgage product.
    • I have access to products for any dwelling. From a single-family home, duplex, triplex, and four-plex to a condo or apartment building, I have you covered.